Self-Build Mortgages
Turn your grand design dreams into a reality
Great knowledge
Smooth experience with mortgage key. Great knowledge. Jamie gave sound advice throughout the process.
William Knight
Building Your Dream Home With A Self Build Mortgage
Self-build mortgages are a popular option for those looking to build their dream home from scratch. These mortgages differ from traditional mortgages in that they release the funds in stages as the building progresses, rather than in one lump sum at the beginning of the project.
One of the advantages of self-build mortgages is that they allow you to have more control over your budget and timeline. With a traditional mortgage, you may be limited by the amount of money you can borrow and therefore may need to compromise on certain aspects of your build. However, with a self-build mortgage, you can adjust your plans as needed and ensure that everything stays within your budget.
It's important to note that self build mortgages require more work upfront than traditional mortgages. You will need to have a detailed plan in place before applying for the loan, including architectural drawings and planning permission if required. Additionally, you will need to closely monitor the construction process to ensure that everything is going according to plan and that each stage is completed before funds are released.
Overall, self-build mortgages can be a great option for those looking to create their dream home while also having more control over their budget and timeline. However, it's important to do your research and carefully consider all of your options before deciding if this type of mortgage is right for you.
Why Choose MortgageKey for Self-build Mortgages?
We know the market
Our team’s knowledge of the self-build mortgage market, and excellent relationships with lenders, ensure you get the best offers
Thousands of deals considered
We search and compare thousands of self-build mortgage deals from a wide variety of lenders to tailor a deal for you
We’re completely independent
We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you
Pay nothing until completion
There's no obligations when you seek our advice and we don’t ask for any payment until a deal is complete
How we work
- We find the deals on a ‘no obligation’ basis – meaning there’s nothing for you to pay if you don’t like the deals we find.
- We trawl the market researching hundreds of possible lenders and packages, to find you the very best deal.
- We guide you through the entire process of buying your home or taking out a new mortgage or loan, from application to completion.
Not only have we helped over 15,000 customers,
but we also pride ourselves on our level of excellence
Clear and concise knowledge by all colleagues on the team. We were kept up to date and never had to chase up on anything.
Sally Bradbury
Very professional, everything was simply explained. Communication was extremely good.
Douglas Carr
Everything was well organised and smooth and no problems or niggles. The product range we weren't able to access elsewhere.
Rebecca Sanderson
Fast, reliable and consistent service. Great team who communicate effectively!
Liam Dunn
Despite having a poor credit rating Mortgage Key helped us find an excellent product with competitive rates. Well done to the team!
Justin Morris
Brilliant from start to finish really helpful and guided us in right direction will use again in the future.
Gavin Connellan
Prompt attention. Polite, informative and not pressurised in anyway. They have provided information all of the way and we’re extremely helpful.
Alison Fidoe
First class service.Would highly recommend anyone thinking of using them. 10/10 from me.
John Barber
Over 2800 excellent reviews
