Lifetime Mortgages

Release equity without the need for monthly repayments

Use your home to access extra money - no need to sell or move

A lifetime mortgage frees up some of the wealth tied up in your home, allowing you to continue living there, as it doesn’t need repaying until you go into long-term care or die.

Interest is charged on what you have borrowed and your home is then sold and the money used to pay off the loan.

Why choose MortgageKey for Lifetime Mortgages

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Award-winning expertise

We’ve been recognised for our fantastic range of products and great relationships with lenders

Our Negative Equity Guarantee

Our guarantee prevents you from ever owing more than your home is worth

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.

YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.

What our clients are saying

  • I’m so happy receiving my mortgage offer. Well done Michael and Shannon. Michael Ncube was excellent in understanding my situation and he was very k...
    Consumer
  • Dayle, Amelia and the rest of the team have been amazing. From first contact to getting the mortgage through, it's been an absolute breeze.
    Mrs
  • it was really nice dealing with your company
    Albert Attrams
  • Very responsive, friendly and accommodating. Listened and clearly understood requirements and offered their professional guidance and support in pro...
    Nicola Breen
  • Karl & team were Excellent. Service was very helpful when dealing with my details which is what you want .
    Stewart campbell
  • Quick and easy, very helpful and friendly staff.
    Steve Mann
  • Fantastic experience all Team doing great. Special Thank you to Amber for organizing third great deal for me. Looking forward to do more business with...
    Piotr Jagielski
  • There was a good guidance
    Yasmin
  • Is helping in every time of i need. Thanks.
    Bastri Krasniqi
  • Always on hand to advise us on the various options available and guide us through the process. Friendly service with a smile shining bright through th...
    Suzanne
  • I have had a great experience with Mortgage Key. As a self-employed first time buyer they guided me through the whole process with ease, ensuring I pr...
    Xav
  • Straight forward, solid advice and a quick outcome. Very impressed.
    Alexander Johnston
  • Very quick and easy. Great communication throughout.
    Charlotte
  • Very helpful advisor and smooth and quick process.
    Gary
  • Great communication
    Rebekah Craig
  • Friendly helpful staff, dedicated to helping you find the best mortgage possible.
    Jon Walsh
  • Very helpful and understanding, helped us get a better rate on our mortgage, better rates than ones I found myself, highly recommend them.
    Sarah Kirkham
  • Very helpful, honest and transparent.
    Emma Willetts
  • Great, efficient, informative.
    Gary
  • Thank you for being so incredible while with assisting me and helping me through this entire process, especially Michael Ncube and Shannon Egan. It h...
    Mr D Rai

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980