About us

An award-winning team of mortgage and loans specialist

MortgageKey, established in 2009, has a team of experts with hundreds of years of combined experience in the mortgages and loans industry. Each individual brings their own strengths, helping us deliver a first class mortgage service.

How we work

Our focus is making the process of securing mortgages and loans as seamless and stress-free as possible. Taking away the hard work and complexities in-between.

1

We find the deals

We firstly work to find deals on a ‘no obligation’ basis – meaning there’s nothing for you to pay if you don’t like the deals we find.

2

We trawl the market

We trawl the market – researching hundreds of possible lenders and packages, to find you the very best deal.

3

Guide you at every step

We guide you through the entire process of buying your home or taking out a new mortgage or loan, from application to completion.

Our team is completely committed to taking the stress out of some of the most challenging financial situations in life

From taking out a mortgage to buy a home to restructuring finances when money issues become a concern.

Our aim is to provide each and every customers with a high-quality mortgage service. That passion has resulted in recognition from within the industry, and although we are very proud of our achievements, we are always striving to improve.

Management

Oliver Laver

Oliver Laver

Learn about Oliver

Oliver Laver is the Founder and Managing Director of MortgageKey. Working as a mortgage adviser when he founded the company 18 years ago, he has since built and led MortgageKey’s growth into the established business it is today.

Sally Bradshaw

Sally Bradshaw

Learn about Sally

Sally Bradshaw has worked in financial services for 36 years and has been with MortgageKey for 18 years as a founding shareholder and Director. As a Financial Adviser, she specialises in pensions and investments, helping customers plan for their financial future.

Emma Moore

Emma Moore

Learn about Emma

Emma Moore has been with MortgageKey for 11 years and oversees our team of mortgage advisers alongside the company’s day-to-day operations. She plays a key role in supporting the team and ensuring customers receive a consistently high standard of service.

Carl Hawkswell

Carl Hawkswell

Learn about Carl

Carl Hawkswell is MortgageKey’s Compliance Manager and has been with the company for 12 years. With 25 years’ experience across financial services and accountancy, he helps ensure the business maintains high regulatory and professional standards.

Danny Sharpe

Danny Sharpe

Learn about Danny

Danny Sharp has been with MortgageKey for five years and is our IT Manager. He oversees the company’s technology and IT systems, helping to ensure our team can work efficiently and provide customers with a reliable service.

Advisors

Claire Filiz

Claire Filiz

All Mortgages

Learn about Claire

All Mortgages

Claire Filiz has been with MortgageKey for 12 years and specialises in complex mortgage cases. Her extensive experience allows her to understand each customer’s individual circumstances and help them find mortgage solutions tailored to their needs.

Sam Scott

Sam Scott

All Mortgages

Learn about Sam

All Mortgages

Sam Scott joined MortgageKey nine years ago and specialises in buy-to-let, complex and residential mortgages. He helps customers understand the options available and find suitable mortgage solutions tailored to their individual needs and circumstances.

Linda Melia

Linda Melia

All Mortgages & Secured Loans & Retirement Lending

Learn about Linda

All Mortgages & Secured Loans & Retirement Lending

Linda Melia is a Senior Adviser with 25 years’ experience in financial services, including 10 years with MortgageKey. She specialises in second charge mortgages and is also a qualified equity release adviser, helping customers explore later-life lending options suited to their individual circumstances.

Jamie Money

Jamie Money

Commercial and Bridging

Learn about Jamie

Commercial and Bridging

Jamie Money has been with MortgageKey for 10 years and specialises in bridging finance, commercial mortgages and complex buy-to-let cases. He helps customers understand their options and find suitable lending solutions tailored to their individual circumstances.

Rory Ronaldson

Rory Ronaldson

All Mortgages & Life Insurance

Learn about Rory

All Mortgages & Life Insurance

Rory Ronaldson is a Senior Adviser who has been with MortgageKey for nine years. He specialises in complex mortgage cases and complex life insurance, helping customers navigate their options and find solutions tailored to their individual circumstances.

Connor Phillips

Connor Phillips

Secured Loans

Learn about Connor

Secured Loans

Connor Phillips is a Senior Mortgage Broker who has been with MortgageKey for nine years and holds a law degree from the University of York. He specialises in second charge mortgages and complex mortgage cases, helping customers find solutions suited to their individual circumstances.

Tracey Burke

Tracey Burke

All Mortgages & Retirement Lending

Learn about Tracey

All Mortgages & Retirement Lending

Tracey Burke is a Senior Mortgage Broker with 41 years’ experience in financial services, including 14 years with MortgageKey. She specialises in later-life lending and equity release, alongside complex mortgage cases and second charge mortgages, helping customers find solutions suited to their individual needs.

Harry Burkill

Harry Burkill

Commercial and Bridging

Learn about Harry

Commercial and Bridging

Harry Burkill is a Senior Adviser who has been with MortgageKey for 11 years. He specialises in bridging finance, commercial mortgages, complex buy-to-let cases and complex residential mortgages, helping customers find suitable lending solutions tailored to their individual circumstances.

Dale Southwell

Dale Southwell

Retirement Lending

Learn about Dale

Retirement Lending

Dale Southwell is a Senior Mortgage Broker who joined MortgageKey five years ago following a successful career in professional football. He specialises in later-life lending, including equity release, as well as complex mortgage cases, helping customers find solutions tailored to their individual circumstances.

Zoe Sharp

Zoe Sharp

All Mortgages

Learn about Zoe

All Mortgages

Zoe Sharp is a Senior Adviser with nine years experience at MortgageKey and holds a law degree. She specialises in debt consolidation and buy-to-let mortgage cases, helping customers understand their options and find suitable mortgage solutions tailored to their individual circumstances.

Laura Hulme

Laura Hulme

All Mortgages & Secured Loans & Retirement Lending

Learn about Laura

All Mortgages & Secured Loans & Retirement Lending

Laura Hulme is a Senior Mortgage Broker with 19 years’ experience in financial services, including 12 years with MortgageKey. She specialises in complex mortgage cases, second charge mortgages and later-life lending, including equity release, helping customers understand their options and find solutions tailored to their circumstances.

Victoria Gibbins

Victoria Gibbins

All Mortgages & Retirement Lending

Learn about Victoria

All Mortgages & Retirement Lending

Victoria Gibbins has been with MortgageKey for 10 years and specialises in later-life lending, including equity release, as well as complex residential mortgage cases. She helps customers understand their options and find suitable solutions tailored to their individual circumstances.

Michael Ncube

Michael Ncube

All Mortgages

Learn about Michael

All Mortgages

Michael Ncube joined MortgageKey five years ago and specialises in residential and buy-to-let mortgages. He helps customers understand their available options and find suitable mortgage solutions tailored to their individual needs and circumstances.

Karl Rayne

Karl Rayne

All Mortgages

Learn about Karl

All Mortgages

Karl Rayne has been with MortgageKey for 12 years and specialises in residential and buy-to-let mortgages. He helps customers understand the options available and find suitable mortgage solutions tailored to their individual needs and circumstances.

Callum Palister

Callum Palister

Life Insurance

Learn about Callum

Life Insurance

Callum Palister is a Senior Protection Adviser who has been with MortgageKey for six years. He specialises in arranging protection for customers with complex health conditions, helping them understand their options and find suitable cover tailored to their circumstances.

Lewis Butroid

Lewis Butroid

All Mortgages

Learn about Lewis

All Mortgages

Lewis Butroid joined MortgageKey over a year ago following a career in professional football. He specialises in residential mortgages, complex mortgage cases and buy-to-let mortgages, helping customers understand their options and find suitable solutions for their individual circumstances.

Chris Mandle

Chris Mandle

All Mortgages

Learn about Chris

All Mortgages

Chris Mandle joined MortgageKey a year ago after spending eight years with another mortgage and protection firm. He specialises in residential and buy-to-let mortgages, helping customers understand their options and find suitable solutions tailored to their circumstances.

Administration

Danielle Sherwood

Danielle Sherwood

Learn about Danielle

Danielle Sherwood joined MortgageKey eight years ago as a Case Manager. After excelling in the role, she progressed to Admin Manager and now uses her extensive knowledge of the entire mortgage process to support customers and the wider team.

Shannon Egan

Shannon Egan

Learn about Shannon

Shannon Egan joined MortgageKey seven years ago after completing her law degree and has excelled in her role as a Case Manager ever since. Her knowledge and experience help guide mortgage applications smoothly through each stage of the process.

Lindsay Burns

Lindsay Burns

Learn about Lindsay

Lindsay Burns joined MortgageKey five years ago following a successful five-year career with Barclays. She specialises in managing complex mortgage and secured loan cases and has continued to excel in her role.

Ameila Fletcher

Ameila Fletcher

Learn about Ameila

Amelia Fletcher has been with MortgageKey for seven years. Having excelled in mortgage administration, she progressed to become a Case Manager and now supports customers and advisers throughout every stage of the mortgage process.

Charlotte Hudson

Charlotte Hudson

Learn about Charlotte

Charlotte Hudson has been with MortgageKey for nine years and is our Assistant Admin Manager. She oversees life insurance cases and manages the mortgage completions process, helping ensure applications progress smoothly and customers receive support throughout their journey.

Isabel Marshall

Isabel Marshall

Learn about Isabel

Isabel Marshall has been with MortgageKey for five years and supports several areas of the mortgage process. She focuses primarily on completions, helping cases progress smoothly through their final stages and supporting customers through to completion.

Liam Smith

Liam Smith

Learn about Liam

Liam Smith has been with MortgageKey for seven years and is a valued member of our Completions Team. He focuses on progressing mortgage cases through their final stages, helping ensure a smooth journey through to completion.

Matthew Robinson

Matthew Robinson

Learn about Matthew

Matthew Robinson has been with MortgageKey for two years and is a valued member of our Completions Team. He helps progress mortgage cases through their final stages, supporting customers and helping to ensure a smooth journey through to completion.

Rachel Dry

Rachel Dry

Learn about Rachel

Rachel Dry has been with MortgageKey for two years and is a valued member of our Completions Team. She helps progress mortgage cases through their final stages, supporting customers and helping to ensure a smooth journey through to completion.

Ann Young

Ann Young

Learn about Ann

Ann Young has been with MortgageKey for two years and supports customers during the early stages of the mortgage process. She helps ensure all required documents are complete and accurate, allowing applications to progress smoothly.

Not only have we helped over 31,000 customers,
but we also pride ourselves on our level of excellence

Clear and concise knowledge by all colleagues on the team. We were kept up to date and never
had to chase up on anything.

Sally BradburySally Bradbury

Very professional, everything was simply explained. Communication was extremely good.

Douglas CarrDouglas Carr

Everything was well organised and smooth and no problems or niggles. The product range we weren't able to access elsewhere.

Rebecca SandersonRebecca Sanderson

Fast, reliable and 
consistent service. Great team who communicate effectively!

Liam DunnLiam Dunn

Despite having a poor credit rating Mortgage Key helped us find an excellent product with competitive rates. Well done to the team!

Justin MorrisJustin Morris

Brilliant from start to finish really helpful and guided us in right direction will use again in the future.

Gavin ConnellanGavin Connellan

Prompt attention. Polite, informative and not pressurised in anyway. They have provided information all of the way and we’re extremely helpful.

Alison FidoeAlison Fidoe

First class service.Would highly recommend anyone thinking of using them. 10/10 from me.

John BarberJohn Barber

Over 3000 excellent reviews

Our award-winning team are here to guide you every step of the way
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