Award Winning Remortgage Deals

Time to change your deal and free up more cash?

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Mortgage Enquiries

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Mortgages Accepted

Want to reduce your monthly mortgage payments or free up cash to reinvest?

A remortgage could be your answer and bring more financial stability. Our team will find the best deal to suit you.

Why choose MortgageKey to Remortgage?

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Huge range of deals

We’ll compare thousands of deals to get you the best offers, tailored to your situation

Award-winning expertise

We’re recognised for our fantastic range of products and great relationships with lenders

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Remortgaging - Your Questions Answered

Put simply, remortgaging means paying off one mortgage with the proceeds acquired from a new deal, using the same property as security. The lower your loan is to the total value of the property, the lower rates and repayments will be.

When is the right time to remortgage?

Most people look to remortgage as soon as the fixed rate on their current mortgage deal comes to an end. This is to avoid moving to a lender's Standard Variable Rate (SVR), which are usually higher than that of a new mortgage deal.  You can often remortgage before this occurs though.

How can a remortgage help me?

Many people look to reduce their monthly payments or interest rates, therefore freeing up more spare cash each month. Others look to fix their rate to avoid future inflation. You may want to pay off your mortgage faster, or raise capital to reinvest in your home.

Can I remortgage to consolidate my debts?

Yes, you can compile all of your outstanding debts into one manageable monthly payment and reduce the monthly financial pressure. This will help you to keep up with repayments, avoid late payment charges and increasing interest rates.

Which Remortgage deal should we choose?

Each individual’s circumstances will be different. Therefore, each mortgage product will be different. Often, remortgage deals are tailored to each person’s needs, property and financial situation, so it’s best to seek further advice from qualified personnel before taking action.

What our clients are saying

  • I went from not thinking I could get a mortgage, to mortgage approved in 2 weeks, and at a rate I never thought possible! The service provided by Jami...
    customer
  • Very well organised and friendly . Told us upfront what to expect and what it was gonna cost . Very honest with what they tell you . Always keeping yo...
    Oliver Cole
  • I was dealing with Jamie Money for my remortgage enquiry great communication, Kept me informed throughout the process and managed to save me money! wi...
    Michele Clark
  • Would highly recommend they were very helpful and it was a very easy process 👍👍
    Carl Dean
  • Great good quick service thank you
    Dale Bromell
  • The service I received from Matt was first rate. Sorted out a deal in very quick time with no fuss. I would strongly recommend this company.
    Mr Brandon
  • I have recently been dealing with Jamie Melling and it has been nothing but straight forward from the start. He has been very informative, answering a...
    Lauren
  • What a fantastic company this is so helpful and willing to go the extra mile to get things done Jamie money,Meghan,Rebecca and Olivia are amazing I wo...
    Emma Gregory
  • Good service so far.
    CAROLINE HAYNES
  • This was my second property, but same comments as the first one. The chap I was dealing with, Karl, was great and very helpful. We got a good result...
    Jeffrey Peyton-Bruhl
  • We just want to thank Callum for being amazing. We honestly could not have asked for a better mortgage advisor, he put up with us calling all the time...
    Jessica Boyle
  • Callum was excellent highly professional and very approachable, I would definitely recommend the company to anyone that I know Shazad
    shazad
  • kept in touch every step of the way. always responded quick to emails and my questions. kept in the loop constantly on each step of the process. fr...
    Hayley Reay
  • Very easy to deal with, good communication and service. Got me a mortgage with a high street lender when other brokers said they couldn’t.
    Mark Tomlinson
  • Morgage key have communicated with us through out, if they have only just checked to say Hi and if there was anything they could do Whilst waiting fo...
    Heather Twigg
  • Easy to deal with. Quick and efficient. Great customer service. Mortgage to meet my needs and a competitive rate. Also sorted life insurance too. Hig...
    Diane Franklin
  • The second time we have used mortgage key now and we are really happy. It was great to deal with Karl again, he gave us solid advice and we had a laug...
    Daniel Conelly
  • Super fast great comms will use again
    customer
  • Fantastic service. Offer issued within a week.
    Charlotte D
  • Great service, good communication and on the ball! I would recommend to a friend to use MortgageKey, helpful and polite. Thank you!
    Ann-Marie Smith

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