Award Winning Remortgage Deals

Time to change your deal and free up more cash?

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Mortgage Enquiries

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Mortgages Accepted

Want to reduce your monthly mortgage payments or free up cash to reinvest?

A remortgage could be your answer and bring more financial stability. Our team will find the best deal to suit you.

Why choose MortgageKey to Remortgage?

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Huge range of deals

We’ll compare thousands of deals to get you the best offers, tailored to your situation

Award-winning expertise

We’re recognised for our fantastic range of products and great relationships with lenders

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Remortgaging - Your Questions Answered

Put simply, remortgaging means paying off one mortgage with the proceeds acquired from a new deal, using the same property as security. The lower your loan is to the total value of the property, the lower rates and repayments will be.

When is the right time to remortgage?

Most people look to remortgage as soon as the fixed rate on their current mortgage deal comes to an end. This is to avoid moving to a lender's Standard Variable Rate (SVR), which are usually higher than that of a new mortgage deal.  You can often remortgage before this occurs though.

How can a remortgage help me?

Many people look to reduce their monthly payments or interest rates, therefore freeing up more spare cash each month. Others look to fix their rate to avoid future inflation. You may want to pay off your mortgage faster, or raise capital to reinvest in your home.

Can I remortgage to consolidate my debts?

Yes, you can compile all of your outstanding debts into one manageable monthly payment and reduce the monthly financial pressure. This will help you to keep up with repayments, avoid late payment charges and increasing interest rates.

Which Remortgage deal should we choose?

Each individual’s circumstances will be different. Therefore, each mortgage product will be different. Often, remortgage deals are tailored to each person’s needs, property and financial situation, so it’s best to seek further advice from qualified personnel before taking action.

What our clients are saying

  • Zoe and Sally were both really professional but friendly. They are a credit to your company.
    Iain Pay
  • World class service from Day 1 to completion. Highly recommended. In particular the service from Georgia Hardcastle and Olivia Russell was fantastic -...
    Paul Hennessy
  • Great service from start to finish and good terms too. Hoping the solicitors are as good now completing the process.
    Paul H
  • Great team did everything spotlessly and didn’t have to be chased up
    Dale Sutherland
  • Excellent service and trusted help So efficient
    Mrs Diane Brown
  • Very efficient service from start to finish. Communication was exceptional and was always informed and guided every step of the way
    Michael Newbery
  • 5 Star Service
    John Kleinman
  • They have been so helpful every step of the way they have always been quick to rely to every email I’ve sent them. And help me get a decision in pri...
    Mr Terry Mcdonald
  • Quick and efficient service.
    Nic Phipps
  • Very helpful assistant. Straight swap and terms I was looking for, saved a few quid a month
    Bob hope
  • Great fast and friendly service
    Neil
  • I have been dealing with Georgia Hardcastle at Mortgage Key, she is so helpful and have explained everything to me. I am a first time buyer and I was ...
    Pedro Amaral
  • Extremely professional service and courteous staff.
    Mr. Michael Rundle-Brown
  • Mortgagekey are an excellent mortgage broker service. Secured a mortgage with a high street lender within 4 weeks from DIP to full offer. Our case was...
    A&C
  • Brilliant service, can’t fault
    Aimi Buchanan
  • My broker Rory was able to get me a mortgage where others had failed.A credit to the company.
    John Wilkinson
  • We recently used Mortgage Key. Everything was straight forward and done quickly, from the initial quote to receiving the mortgage offer we were kept...
    customer
  • A really good service, Quick and efficient, no stress at all. Knowledgeable staff, who were a pleasure to deal with. I would recommend them and defini...
    philippa Wall
  • Very professional and friendly approach. They managed to find a mortgage which matched all our requirements. Great service! Thanks a lot!
    MJ
  • Great service from the beginning of the process.
    Bruno Cabral

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