Home Improvement Mortgages

Add to your home...and add to its value!

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Mortgage Enquiries

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Mortgages Accepted

Unlock the cash to invest back into your home

Taking the decision to remortgage for home improvements is arguably the best way to generate extra cash to fund your latest project or dreams – and further increase the overall value of your property.

Capitalising on rising house prices could give you access to the extra finances you need to build your dream extension, convert your loft or to fit a new kitchen.

Why Choose MortgageKey for Home Improvement Mortgages

We know the market

Our team’s knowledge of the home improvement mortgage market and lenders ensures you get the best offers

Thousands of deals considered

We search and compare thousands of home improvement deals to tailor the best offer for your situation

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

We don’t ask for any payment until your mortgage deal is complete - and all quotes we provide are on a no obligation basis

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Home Improvement Mortgages - Your Questions Answered

A home improvement mortgage can be a great solution for those who don’t want to leave the area where they live, but want a different or improved type of home or way of living.

With property prices on the increase, reinvesting in your current home could result in a better final product than you could afford by choosing to move.

What is a Home Improvement Mortgage?

Put simply you remortgage to free up equity, which is then used to fund improvements to your current home.  This route is popular as it potentially offers lower rates of interest than other forms of borrowing, whilst also releasing a lump-sum of cash for you to use.

Why choose to Remortgage for Home Improvements?

Interest rates are likely to be lower than personal loans or credit cards, and by investing more into your current property you will be making it more valuable and profitable, should you eventually choose to sell it, whilst also making it more enjoyable and comfortable to live in.

Things to consider with Home Improvements Mortgages

Remember that when you remortgage for home improvements, you are borrowing more money, therefore you’re expected to keep on top of payments.

Like any mortgage, you will be expected to undergo all necessary checks and procedures, providing the paperwork and plans to support your application.

Therefore, you should ensure you’re in a good financial position to be able to borrow more money. Secondly, you should assess the amount of equity you have in your home and whether it's a wise move in the current climate. Finally, you should plan and budget for what you intend on spending your equity on ad question whether it will add true value to your home and living circumstances.

What our clients are saying

  • Zoe and Sally were both really professional but friendly. They are a credit to your company.
    Iain Pay
  • World class service from Day 1 to completion. Highly recommended. In particular the service from Georgia Hardcastle and Olivia Russell was fantastic -...
    Paul Hennessy
  • Great service from start to finish and good terms too. Hoping the solicitors are as good now completing the process.
    Paul H
  • Great team did everything spotlessly and didn’t have to be chased up
    Dale Sutherland
  • Excellent service and trusted help So efficient
    Mrs Diane Brown
  • Very efficient service from start to finish. Communication was exceptional and was always informed and guided every step of the way
    Michael Newbery
  • 5 Star Service
    John Kleinman
  • They have been so helpful every step of the way they have always been quick to rely to every email I’ve sent them. And help me get a decision in pri...
    Mr Terry Mcdonald
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    Nic Phipps
  • Very helpful assistant. Straight swap and terms I was looking for, saved a few quid a month
    Bob hope
  • Great fast and friendly service
    Neil
  • I have been dealing with Georgia Hardcastle at Mortgage Key, she is so helpful and have explained everything to me. I am a first time buyer and I was ...
    Pedro Amaral
  • Extremely professional service and courteous staff.
    Mr. Michael Rundle-Brown
  • Mortgagekey are an excellent mortgage broker service. Secured a mortgage with a high street lender within 4 weeks from DIP to full offer. Our case was...
    A&C
  • Brilliant service, can’t fault
    Aimi Buchanan
  • My broker Rory was able to get me a mortgage where others had failed.A credit to the company.
    John Wilkinson
  • We recently used Mortgage Key. Everything was straight forward and done quickly, from the initial quote to receiving the mortgage offer we were kept...
    customer
  • A really good service, Quick and efficient, no stress at all. Knowledgeable staff, who were a pleasure to deal with. I would recommend them and defini...
    philippa Wall
  • Very professional and friendly approach. They managed to find a mortgage which matched all our requirements. Great service! Thanks a lot!
    MJ
  • Great service from the beginning of the process.
    Bruno Cabral

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