House Purchase Mortgages

Helping your move go as smoothly as possible

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Mortgage Enquiries

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Mortgages Accepted

On the move? What happens to your current mortgage?

House purchase mortgages are ideal for those moving home and looking to transfer a mortgage, or secure a new and better deal.

If you’re moving, our team can advise on whether it’s wise to renegotiate with your current lender, or seek a new provider.

Why choose MortgageKey for House Purchase Mortgages

Great offers at speed

Our advisors are available Mon-Fri from 9am-8pm, giving you plenty of opportunity to seek a quick overview of what deal you could get.

We’re house purchase experts

Our mortgage experts will provide quality advice based on your personal circumstances, finding a specific mortgage product suited to you.

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is always solely on finding the best option for you.

Pay nothing until completion

We don’t ask for any payment until you are completely satisfied and a mortgage deal is completed

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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House Purchase Mortgages – Your Questions Answered

Securing a house purchase mortgage can be challenging, especially when you’ve already set your sights on your ideal next home.

Our team of MortgageKey experts are highly-experienced in securing and renegotiating mortgages when you’re on the move.

I’m moving house. Can I secure a better house purchase mortgage deal?

In short, yes you may be able to. The current mortgage climate is very aggressive and this can lead to some attractive offers for prospective lenders. Always factor in any arrangement fees or other costs, so that the headline figure remains attractive. Also keep in mind is any penalties involved with exiting your current mortgage deal earlier than anticipated.

Which lenders are the best for house purchase mortgages?

Moving house can be an ideal time to compare mortgage offers again and seek a better rate, but of course sticking with your current lender can reduce the stress and administration involved. At MortgageKey our industry experts take the time to compare and search through thousands of house purchase mortgage deals from leading providers, so they can present you with the options they believe are right for you.

Are there any potential pitfalls with house purchase mortgages?

If you are downsizing there should be no issue, as you’re not borrowing more money. However, if it’s a move up in property size and you’re applying for a new mortgage, you can incur further credit checks, and the criteria may have changed since you last went through the process, so prepare yourself for further financial scrutiny. If you discover that you are ineligible under the new criteria, you may be left without an option.

How can MortgageKey help with a house purchase mortgage?

Our team of specialists will assess your current situation and search and compare thousands of house purchase mortgage deals to tailor a deal which works best for you, aiming to secure you a better mortgage rate. We will consider these offers against transferring your mortgage from your existing property to your new one, which is often the smoothest and most swift process.

What our clients are saying

  • I went from not thinking I could get a mortgage, to mortgage approved in 2 weeks, and at a rate I never thought possible! The service provided by Jami...
    customer
  • Very well organised and friendly . Told us upfront what to expect and what it was gonna cost . Very honest with what they tell you . Always keeping yo...
    Oliver Cole
  • I was dealing with Jamie Money for my remortgage enquiry great communication, Kept me informed throughout the process and managed to save me money! wi...
    Michele Clark
  • Would highly recommend they were very helpful and it was a very easy process 👍👍
    Carl Dean
  • Great good quick service thank you
    Dale Bromell
  • The service I received from Matt was first rate. Sorted out a deal in very quick time with no fuss. I would strongly recommend this company.
    Mr Brandon
  • I have recently been dealing with Jamie Melling and it has been nothing but straight forward from the start. He has been very informative, answering a...
    Lauren
  • What a fantastic company this is so helpful and willing to go the extra mile to get things done Jamie money,Meghan,Rebecca and Olivia are amazing I wo...
    Emma Gregory
  • Good service so far.
    CAROLINE HAYNES
  • This was my second property, but same comments as the first one. The chap I was dealing with, Karl, was great and very helpful. We got a good result...
    Jeffrey Peyton-Bruhl
  • We just want to thank Callum for being amazing. We honestly could not have asked for a better mortgage advisor, he put up with us calling all the time...
    Jessica Boyle
  • Callum was excellent highly professional and very approachable, I would definitely recommend the company to anyone that I know Shazad
    shazad
  • kept in touch every step of the way. always responded quick to emails and my questions. kept in the loop constantly on each step of the process. fr...
    Hayley Reay
  • Very easy to deal with, good communication and service. Got me a mortgage with a high street lender when other brokers said they couldn’t.
    Mark Tomlinson
  • Morgage key have communicated with us through out, if they have only just checked to say Hi and if there was anything they could do Whilst waiting fo...
    Heather Twigg
  • Easy to deal with. Quick and efficient. Great customer service. Mortgage to meet my needs and a competitive rate. Also sorted life insurance too. Hig...
    Diane Franklin
  • The second time we have used mortgage key now and we are really happy. It was great to deal with Karl again, he gave us solid advice and we had a laug...
    Daniel Conelly
  • Super fast great comms will use again
    customer
  • Fantastic service. Offer issued within a week.
    Charlotte D
  • Great service, good communication and on the ball! I would recommend to a friend to use MortgageKey, helpful and polite. Thank you!
    Ann-Marie Smith

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Ready to talk? Speak to an expert today: 0800 077 8980