That’s why it is important to turn to a specialist team like our expert arm Loankey, who can access secured and unsecured loans for bad credit ratings to suit each individual circumstance.
Our experienced and knowledge team provide a personal service with clear and friendly advice
As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.
Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.
Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.
Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.
If you’ve had bad credit recently or in the past few years you may have struggled to get a loan or credit card. That could be because some lenders have automated systems which flag you as high risk.
However, there are many lenders which take a different approach and look at other factors, actively supporting people with bad credit history to make a fresh start.
Our loan calculator will give you an idea of what you could pay – although the final amount will depend on your personal and financial circumstances.
Yes, your credit rating can actually be negatively impacted upon because there are no records of a repayment history for lenders to base a decision on.
This often makes taking out further credit more difficult.
If you have missed a payment on an existing loan or made the odd late payment, this can also have an impact on what loans are available to you.
It is important to take advice from specialists who know the Bad Credit Mortgage market and the lenders which are willing to support people in this situation.
Our specialist team at LoanKey fully appreciate and understand these circumstances and take into account your personal situation, working hard to find the right loan to suit your individual needs.
Even if you have CCJs, are self-employed or retired, we help you find a suitable loan.
Yes there are multiple loans on the market, with varying terms and interest rates, finding the one for you can become tedious.
That’s why we suggest using our loan calculator. It does the hard work for you. All you need to do is enter some basic details and our calculator will generate the best loan according to your information.
Yes, it is likely that you will have to pay higher rates to begin with, but it doesn’t mean that this will be permanent. By continuing to keep on top of your payments, you may actually be able to improve your credit rating over the duration of your loan, making you more attractive to lenders in the future.
We look to find you a poor credit loan, with an agenda of improving your credit rating in the long run.
By paying slightly more interest in the short-term, and committing to making all repayments, lenders look more favourably upon your situation.
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