Debt Consolidation Secured Loans

A Way to Get Your Finances Back under Control

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Mortgage Enquiries

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Mortgages Accepted

Nobody wants to live with continued financial stresses, and a debt consolidation loan may help you take back control.

By combining all your debts, you may feel that you can regain confidence that your finances are being taken care of and that your money is now managed efficiently, giving you peace of mind.

Why Choose Us for Home Debt Consolidation Secured Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Debt Consolidation Secured Loans – Your Questions Answered

It’s our job to find the debt consolidation solution that suits you.

If you find it tough keeping on top of payments and are having to constantly juggle your finances at different times in the month, transferring your debts into one single monthly payment may be the best solution.

Our loan calculator will give you an idea of what you could pay – although the final amount will depend on your personal and financial circumstances.

How Debt Consolidation Loans Work

Put simply, a debt consolidation loan allows you to have a lower payment on all of your monthly outstanding debts, as it is set out over a longer term.

You do need to be aware however that by doing this you will be paying interest over the full term of the loan which often works out more expensive.

Speak to our advisers to discuss your options.

Why a Debt Consolidation can actually improve your credit rating

Your credit rating plays a big factor in future ventures, and when debt is poorly managed, your credit rating can plummet, making you undesirable to lenders.

If you have decided to consolidate your debt into an amount you can afford to repay on a monthly basis, this in time can help improve your credit rating as you will be making payments in full on time.

Once your credit rating has improved, you often have access to improved rates.

Will a bad credit rating prevent me borrowing again?

Our message is that if you have previous bad debt, or mismanagement of finances, don’t fear, it’s what we sometimes expect and our team is highly experienced in this area and able to seek out possible options for you.

So, if you have a poor credit history, CCJs, are self-employed or retired, don’t hesitate to contact us as we can work to your circumstances and find the best borrowing solution.

Why choose us for a Debt Consolidation loan?

Our key aim is to make borrowing money as worry free as it can be, ensuring we explain everything there is to know so that you feel comfortable borrowing more money.

We understand that applying for a loan can be a daunting experience, and that is why we take care of all the research, speaking to a large number of lenders, to present you with the best offers in a way which is easy to understand.

What our clients are saying

  • Zoe and Sally were both really professional but friendly. They are a credit to your company.
    Iain Pay
  • World class service from Day 1 to completion. Highly recommended. In particular the service from Georgia Hardcastle and Olivia Russell was fantastic -...
    Paul Hennessy
  • Great service from start to finish and good terms too. Hoping the solicitors are as good now completing the process.
    Paul H
  • Great team did everything spotlessly and didn’t have to be chased up
    Dale Sutherland
  • Excellent service and trusted help So efficient
    Mrs Diane Brown
  • Very efficient service from start to finish. Communication was exceptional and was always informed and guided every step of the way
    Michael Newbery
  • 5 Star Service
    John Kleinman
  • They have been so helpful every step of the way they have always been quick to rely to every email I’ve sent them. And help me get a decision in pri...
    Mr Terry Mcdonald
  • Quick and efficient service.
    Nic Phipps
  • Very helpful assistant. Straight swap and terms I was looking for, saved a few quid a month
    Bob hope
  • Great fast and friendly service
    Neil
  • I have been dealing with Georgia Hardcastle at Mortgage Key, she is so helpful and have explained everything to me. I am a first time buyer and I was ...
    Pedro Amaral
  • Extremely professional service and courteous staff.
    Mr. Michael Rundle-Brown
  • Mortgagekey are an excellent mortgage broker service. Secured a mortgage with a high street lender within 4 weeks from DIP to full offer. Our case was...
    A&C
  • Brilliant service, can’t fault
    Aimi Buchanan
  • My broker Rory was able to get me a mortgage where others had failed.A credit to the company.
    John Wilkinson
  • We recently used Mortgage Key. Everything was straight forward and done quickly, from the initial quote to receiving the mortgage offer we were kept...
    customer
  • A really good service, Quick and efficient, no stress at all. Knowledgeable staff, who were a pleasure to deal with. I would recommend them and defini...
    philippa Wall
  • Very professional and friendly approach. They managed to find a mortgage which matched all our requirements. Great service! Thanks a lot!
    MJ
  • Great service from the beginning of the process.
    Bruno Cabral

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980