Debt Consolidation Secured Loans

A Way to Get Your Finances Back under Control

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Mortgage Enquiries

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Mortgages Accepted

Nobody wants to live with continued financial stresses, and a debt consolidation loan may help you take back control.

By combining all your debts, you may feel that you can regain confidence that your finances are being taken care of and that your money is now managed efficiently, giving you peace of mind.

Why Choose Us for Home Debt Consolidation Secured Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Debt Consolidation Secured Loans – Your Questions Answered

It’s our job to find the debt consolidation solution that suits you.

If you find it tough keeping on top of payments and are having to constantly juggle your finances at different times in the month, transferring your debts into one single monthly payment may be the best solution.

Our loan calculator will give you an idea of what you could pay – although the final amount will depend on your personal and financial circumstances.

How Debt Consolidation Loans Work

Put simply, a debt consolidation loan allows you to have a lower payment on all of your monthly outstanding debts, as it is set out over a longer term.

You do need to be aware however that by doing this you will be paying interest over the full term of the loan which often works out more expensive.

Speak to our advisers to discuss your options.

Why a Debt Consolidation can actually improve your credit rating

Your credit rating plays a big factor in future ventures, and when debt is poorly managed, your credit rating can plummet, making you undesirable to lenders.

If you have decided to consolidate your debt into an amount you can afford to repay on a monthly basis, this in time can help improve your credit rating as you will be making payments in full on time.

Once your credit rating has improved, you often have access to improved rates.

Will a bad credit rating prevent me borrowing again?

Our message is that if you have previous bad debt, or mismanagement of finances, don’t fear, it’s what we sometimes expect and our team is highly experienced in this area and able to seek out possible options for you.

So, if you have a poor credit history, CCJs, are self-employed or retired, don’t hesitate to contact us as we can work to your circumstances and find the best borrowing solution.

Why choose us for a Debt Consolidation loan?

Our key aim is to make borrowing money as worry free as it can be, ensuring we explain everything there is to know so that you feel comfortable borrowing more money.

We understand that applying for a loan can be a daunting experience, and that is why we take care of all the research, speaking to a large number of lenders, to present you with the best offers in a way which is easy to understand.

What our clients are saying

  • I went from not thinking I could get a mortgage, to mortgage approved in 2 weeks, and at a rate I never thought possible! The service provided by Jami...
    customer
  • Very well organised and friendly . Told us upfront what to expect and what it was gonna cost . Very honest with what they tell you . Always keeping yo...
    Oliver Cole
  • I was dealing with Jamie Money for my remortgage enquiry great communication, Kept me informed throughout the process and managed to save me money! wi...
    Michele Clark
  • Would highly recommend they were very helpful and it was a very easy process 👍👍
    Carl Dean
  • Great good quick service thank you
    Dale Bromell
  • The service I received from Matt was first rate. Sorted out a deal in very quick time with no fuss. I would strongly recommend this company.
    Mr Brandon
  • I have recently been dealing with Jamie Melling and it has been nothing but straight forward from the start. He has been very informative, answering a...
    Lauren
  • What a fantastic company this is so helpful and willing to go the extra mile to get things done Jamie money,Meghan,Rebecca and Olivia are amazing I wo...
    Emma Gregory
  • Good service so far.
    CAROLINE HAYNES
  • This was my second property, but same comments as the first one. The chap I was dealing with, Karl, was great and very helpful. We got a good result...
    Jeffrey Peyton-Bruhl
  • We just want to thank Callum for being amazing. We honestly could not have asked for a better mortgage advisor, he put up with us calling all the time...
    Jessica Boyle
  • Callum was excellent highly professional and very approachable, I would definitely recommend the company to anyone that I know Shazad
    shazad
  • kept in touch every step of the way. always responded quick to emails and my questions. kept in the loop constantly on each step of the process. fr...
    Hayley Reay
  • Very easy to deal with, good communication and service. Got me a mortgage with a high street lender when other brokers said they couldn’t.
    Mark Tomlinson
  • Morgage key have communicated with us through out, if they have only just checked to say Hi and if there was anything they could do Whilst waiting fo...
    Heather Twigg
  • Easy to deal with. Quick and efficient. Great customer service. Mortgage to meet my needs and a competitive rate. Also sorted life insurance too. Hig...
    Diane Franklin
  • The second time we have used mortgage key now and we are really happy. It was great to deal with Karl again, he gave us solid advice and we had a laug...
    Daniel Conelly
  • Super fast great comms will use again
    customer
  • Fantastic service. Offer issued within a week.
    Charlotte D
  • Great service, good communication and on the ball! I would recommend to a friend to use MortgageKey, helpful and polite. Thank you!
    Ann-Marie Smith

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Ready to talk? Speak to an expert today: 0800 077 8980